MortgageHeadlineNews.com | Mortgage News, Rates, and Information

money.cnn.com

• Tips for getting homeowners insurance
  1. Loyalty is overrated
• Housing quagmire: Is it time to remove relief?
  For the growing number of struggling homeowners in this country, more help is on the way. Additional aid from the federal government will begin making its way to them next month -- one program would h…
• Home prices gain 3.6% in past year
  Despite a recent spate of bad news coming out of the housing industry, home prices show signs of stabilizing.
• Surprise! Banks help more homeowners than Obama
  Remember how everyone complained that banks weren't doing enough to help troubled borrowers?
• Remodeling your home? Get online
  Home improvement is one of the fastest-growing segments of e-commerce. But the consequences of a bad decision when it comes to finding a contractor or remodeling products online are far worse than buy…
• Fewer mortgages are in default
  Fewer mortgage borrowers are delinquent on their loan payments, according to the latest data from the Mortgage Bankers Association.
• Say goodbye to the McMansion
  The American home is shrinking. Toll the bell for the McMansion.
• Housing's a wreck. Builders rally. Huh?
  Stop me if you've heard this before. The housing market is still in shambles.
• New home sales drop 12.4%
  New home sales unexpectedly fell in July to the lowest level on record as the housing market continued to suffer from the end of the homebuyer tax credit boost.
• Toll Brothers: First profit in 3 years
  Homebuilder Toll Brothers made a profit last quarter -- its first in three years. And it largely has Uncle Sam's tax credits to thank for it.

• Best moves for home buyers and sellers
  Plenty of forces, from overly cautious lenders to inaccurate appraisals, are wrecking real estate deals right now. But one of the biggest roadblocks to getting a house sold these days is the disconnec…
• 10-year yield at 19-month low
  Treasury yields continued to fall Tuesday, with the yield on the benchmark 10-year note holding near a 19-month low, as a spate of dour economic news has driven investors into safer assets, like gover…
• Plunging home sales could sink recovery
  With home sales plunging to their lowest level in 15 years, economists warn that a double-dip in housing prices is just around the corner, threatening to further slow the overall recovery.
• The latest real estate rip-off?
  Would you be willing to pay the original builder a fee when you resell your home? That's an obligation some developers are trying to slap on homeowners in their communities.
• Foreclosure program losing its punch
  The president's signature foreclosure rescue plan is losing its punch, according to a federal report released Friday.
• Refinancing applications at 15-month high
  Applications for mortgage refinancing hit a 15-month high last week as interest rates remained near historic lows, a mortgage bankers' group said Wednesday.
• 5 most affordable cities to buy a house
  These are the five most affordable major metro areas in the nation for homebuyers and five markets where home prices are least affordable.
• New home construction rises, but outlook weakens
  New home construction ticked higher in July, but indications of future building were weak, the government said Tuesday.
• America's most overvalued cities
  Don't say we didn't warn you.
• Foreclosures: How bad is your state?
  

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news.search.yahoo.com

• Mortgage rates at record lows
  WASHINGTON (AP) - Mortgage rates have fallen to the lowest level in decades for the tenth time in 11 weeks.
• Mortgage Rates Fall
  Mortgage rates fell to the lowest level in decades for the tenth time in 11 weeks, as investors worried about the economy. The average rate for a 30-year fixed loan was 4.32 percent this week, down fr…
• Mortgage rates continue their slide, but the news hasn't inspired buyers
  Mortgage rates dropped to a record low this week, the 11th straight week of matching or setting a new low, reducing borrowing costs for homebuyers.
• Mortgage Bankers group spent $745K lobbying in 2Q
  The Mortgage Bankers Association spent $745,000 in the second quarter to lobby the federal government on issues including banking regulations, housing issues and reforms to the financial system.
• Mortgage rates still heading south
  Mortgage interest rates have fallen for the 10th time in the last 11 weeks, according to Freddie Mac's report on what lenders are offering to borrowers with solid credit and 20% down payments or home…
• Mortgage deduction: America's costliest tax break
  The mortgage-interest deduction is America's favorite tax break -- and it's also the costliest.
• Mortgage rates hit record low: Freddie Mac
  U.S. mortgage rates fell in the past week to the latest in a series of record lows as yields on government debt dropped, according to a survey released on Thursday by Freddie Mac, the second-largest U…
• Mortgage Rates Hit Another All-Time Low
  Mortgage rates hit another all-time record low this week.
• Mortgage rates hit decades-low of 4.32 percent
  Mortgage rates fell to the lowest level in decades for the tenth time in 11 weeks, as investors worried about the economy.
• Mortgage applications rise 2.7 pct on low rates
  Mortgage applications rose 2.7 percent last week as more borrowers took advantage of the lowest rates in decades to reduce their monthly loan payments.

topix.com

• Treasury prices slide on unemployment report
  Treasury prices dropped for a second straight day after the Labor Department said fewer workers filed for unemployment last week.
• Mortgage-fraud suspect surrenders
  A federal magistrate allowed Laura Jean Arvelo to remain free on an unsecured $250,000 personal recognizance bond Thursday, just two days after she was indicted along with a former Bergen County finan…
• Will house prices fall further?
  House prices fell further this month, leaving home owners fearful that the double dip in the property market has begun.
• Canadaa s big five banks earn $4.8 billion in third quarter
  Canada's five biggest banks earned a combined $4.8 billion in third-quarter profit - nine per cent more than last year - as they cashed in on strong growth in mortgages, consumer and corporate loans a…
• Households in arrears 'may rise'
  More than 36,000 debt-hit householders are three months behind with payments and the figure is set to worsen as mortgage interest hikes hit home, it has been revealed.
• UK house prices down again in August - Nationwide
  Published by Jon Land for 24dash.com in Housing Thursday 2nd September 2010 - 9:01am UK house prices down again in August - Nationwide Property prices fell by 0.9% during August as the housing market…
• Mortgage Applications Rise 2.7% On Low Rate
  Wednesday, September 1, 2010 A trade group says mortgage applications rose 2.7% last week as more borrowers took advantage of the lowest rates in decades to reduce their monthly loan payments.
• Revolving credit declines as lenders grow wary
  Consumers used to easy credit face a reality check, as lenders start tightening the purse strings.
• Homeowners in mortgage arrears up by nearly a third
  AROUND 9,000 of Permanent TSB's mortgage customers have not paid their home loan for three months or longer.
• 17,000 people attend loan-modification marathon in West Palm Beach
  Shawne Ricks, a NACA representative from Charolette, NC, helps Sean Ogilvie, from Ft.

• 36,000 mortgages in 90-day arrears
  Your account has been frozen . For your available options click the below button.
• SC housing agency adds $2M to homebuyer program
  A program to provide low-interest home mortgage loans and downpayment assistance for South Carolina teachers and emergency workers to buy their first home has been expanded to include administrative p…
• GDP growth slows in Q2 as consumers, governments rein in spending
  Canada's economy slowed more than expected in the second quarter as consumers tightened their pocketbooks, housing weakened and exports were squeezed by the weak American economy.
• SEC says it lacked authority to charge Moody's
  The Securities and Exchange Commission has declined to seek fraud charges against Moody's Investors Services over its ratings of risky investments that led to the financial crisis.
• FDIC Reports Over 10% Of Banks At Risk Of Failure | Problem Bank List
  August 31, 2010 - The latest FDIC Quarterly Banking Profile shows a 7% increase in the number of Problem Banks to 829 at June 30, 2010, up from 775 at March 31, 2010. The number of problem banks is no…
• Fed Discussed Further Stimulus Steps
  Federal Reserve officials signaled at their August meeting that they would consider going beyond a modest program to purchase government debt if necessary to boost the economy.
• UK mortgage approval rise but total lending weakest since March
  Total net lending remained weak. Photo: PA Net lending, which strips out redemptions and repayments, totalled just 86m during the month - a steep fall from June's 518m, The Bank of England reported.

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mortgagenewsdaily.com

• FHFA Establishes New Housing Goals for GSEs
  Posted To: MND NewsWireThe Federal Housing Finance Agency (FHFA), conservator of Freddie Mac and Fannie Mae (the Enterprises) has established its final housing goals for the Enterprises in 2010-2011.…
• Banks Prefer Cash Buyers in REO Sales; Freddie Mac Streamline Refi Program; Originator Capacity Constraints; Comments on Property Flipping
  Posted To: Pipeline PressIf there's one thing that an investor will never let any originator off the buyback hook for, it's fraud . Not only that, but the penalties can go far beyond merely buying bac…
• Employment Situation Report: -54K Total Job Losses. Private Sector Adds 67k Positions. Bonds Sell
  Posted To: MBS CommentaryTHE EMPLOYMENT SITUATION – AUGUST 2010 – BETTER THAN EXPECTED From the Release... Nonfarm payroll employment changed little (-54,000) in August, and the unemployment rate…
• The Day Ahead: August Employment Data to Drive Markets
  Posted To: MBS CommentaryMarkets are roughly flat Friday morning ahead of the widely anticipated employment report for August, which at 8:30 eastern time is set to show that jobs declined for the thir…
• Mortgage Rates Move Higher Before Jobs Data
  Posted To: Mortgage Rate WatchWhat a boring day in the markets! Stocks added to yesterday's gains and bonds added to their losses. This pushed mortgage rates marginally higher. The best 30 year fixed…
• Pending Home Sales Rebound from Record Low. What Might Boost Buyer Demand?
  Posted To: MND NewsWireThe National Association of Realtors released the Pending Home Sales Index today. NAR's Pending Home Sales Index measures the number of home purchase contracts that were signed…
• Fed Hosts Neighborhood Stabilization Summit
  Posted To: MND NewsWireCommunity organizers, state and federal government officials, and representatives from banking, research and educations institutions are currently meeting in Washington at a REO…
• Pre-NFP Outlook Plus Loan Pricing Comparison
  Posted To: MBS CommentaryWhat a rough morning! It appears my hard drive no longer wants to work. I tried to reach out for help, but no one answered. Then my gf called and reminded me that today is 9.0…
• Litany of Investor Bulletins: Mortgage Insurance, Appraisal Photos, Originator IDs, Incomplete GFEs, 203(b)'s, Reserve Requirements, No More ARMs
  Posted To: Pipeline PressIt's good to know the jumbo market is alive and well! Alive and well for Tiger Woods who just got a residential construction loan for $54.5 million on Jupiter Island in Florid…
• Eliminate Investor Credit Overlays by Selling Directly to the GSEs
  Posted To: The Garrett Watts ReportI’ve been on the road for the past three weeks, mostly performing reviews of mortgage bankers for warehouse lenders. I am happy to report that all channels of orig…

• Expanding the Pool of Eligible Homeowners: Common Sense Underwriting Needed
  Posted To: Voice of HousingIt seems our economy is unable to promote a significant level of consumer spending without some sort of Federal Assistance. Given that this is an election year where the out…
• The Day Ahead: Jobless Claims, Pending Home Sales, Productivity
  Posted To: MBS CommentaryInterest rates are modestly higher this morning after equities closed nearly 3% higher Wednesday. Ninety minutes before the opening bell, S&P 500 futures are just below yester…
• New Mortgage Rate Lows Lost as Stocks Rally and Bonds Correct
  Posted To: Mortgage Rate WatchMortgage rates had a great day yesterday. This is the message we communicated to readers... ATTENTION: Mortgage Rates Hit New Lows If you've been floating your loan or ha…
• Recap and Charts: July Construction Spending Data
  Posted To: MND NewsWireThe Census Bureau today released Construction Spending data for July 2010. Residential construction spending includes remodeling, additions, and major replacements to owner occu…
• Rising Refi Index Indicative of Pickup in Prepay Speeds on Recent Vintage MBS
  Posted To: MND NewsWireThe Mortgage Bankers Association (MBA) today released its Weekly Mortgage Applications Survey for the week ending August 27, 2010. The MBA's loan application survey covers over…
• Another Review of Originator Compensation Regs; Loan Programs That Don't Require an Appraisal; JP Morgan Cuts Deal to Reduce Buyback Exposure
  Posted To: Pipeline PressRates continue to trend lower, helped yesterday by the release of the FOMC meeting's minutes which alluded to the possibility of the Fed reinvesting in MBS's. (But heck, as on…
• Bond Market Suffers as Investors Reallocate Funds into Riskier Assets
  Posted To: MBS CommentaryStocks are rallying and the bond market is taking a beating after a much better than expected read on the manufacturing sector. The August ISM Manufacturing Index came in at 5…
• Fed Leaves Door Open to Buy More MBS if Needed
  Posted To: MBS CommentaryProduction MBS coupon prices hit new record highs yesterday, pushing mortgage rates through the 4.25% barrier to new lows. Rate sheet influential MBS coupons were led higher b…
• The Day Ahead: Stocks Rally Ahead of Jobs, Manufacturing Data
  Posted To: MBS CommentaryThe first day of September looks to open strongly while investors await key data on employment and manufacturing. About ninety minutes before the opening bell, S&P 500 futures…
• Lock Desks Buy Back Hedges. Potential Shift in Production Coupon Looms
  Posted To: MBS CommentaryYesterday we heard banks were buying back MBS hedges. This means lock desks were actively reducing their pipeline coverage (forward hedges) to account for an expected increase…
• ATTENTION: Mortgage Rates Hit New Lows
  Posted To: Mortgage Rate WatchIf you've been floating your loan or have yet to apply for a refinance because it just didn't seem worth the hassle, congratulations, mortgage rates hit new lows today, i…
• S&P/Case-Shiller: Home Prices Rise in June. Tax Credit Hangover Ahead
  Posted To: MND NewsWireThe Standard & Poor's/Case-Shiller U.S. National Home Price Index was up 4.4 percent in the second quarter of 2010, more than recovering from the 2.9 percent loss that was suffe…
• Production MBS Coupon Hits New High. Loan Pricing Noticeably Better as 3.5s Trade Forward
  Posted To: MBS CommentaryWhile 2 of the 3 top tier data sets released this morning failed to improve on a month to month basis, 2 of those 3 were better than economists were expecting. Consumer Confid…
• New FHA MIP Structure to Slow Streamlines; Appraisal Adjustments; GSE MBS Issuance in July; FDIC Transparency; Update on Non-Agency Paper
  Posted To: Pipeline PressI was talking to a correspondent rep yesterday, and he said, I just got the best question from a client. The client (not a mortgage banker or broker) asked, Hey, we have a bor…
• The Day Ahead: Home Prices, Consumer Confidence, FOMC Minutes
  Posted To: MBS CommentaryRecap of Yesterday After experiencing a sizable sell off on Friday, the bond market spent the day yesterday in recovery mode. Prices of U.S. Treasuries rallied across the curv…

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imfpubs.com

• Mortgage Market at a Glance
  Weekly mortgage rates and application survey data as well as indexes for ARMs.
• Title Industry Sides With GSE Regulator In Crackdown on Transfer Fee Covenants
  Much of the U.S. land title industry supports a proposed regulation issued last week by the Federal Housing Finance Agency that would bar Fannie Mae and Freddie Mac from buying or securitizing mortgag…
• Treasury Looks for Help Tweaking Loan Mod Program That’s Failed to Meet Expectations
  The Treasury Department continues to tinker with the net present value model that is a key element in the Obama administration’s Home Affordable Modification Program and, according to some observers,…
• Fannie Mae Straightens Out ‘Unintended Result’ Of Loan Quality Initiative on Credit Reports
  Fannie Mae and Freddie Mac this week released new guidance aimed at clearing up lender confusion over whether a second credit report has to be drawn just before loan closing to make sure the borrower…
• Treasury Slammed for Not Including Consumer Groups in Housing Finance Reform Think Tank
  Certain community groups are expressing disappointment at having been left out of this week’s public discussion of housing finance reform and restructuring of Fannie Mae and Freddie Mac, warn-ing tha…
• Still No Consensus on the Nature, Extent of Federal Government Role in Housing Finance in the Future
  Industry representatives, academic researchers, community advocates and government policymakers have for months ratcheted up their brain-storming activity on how best to reform the U.S. mortgage finan…
• Fed Clears TILA Rulemaking Ledger as Agency Prepares To Shift Consumer Protection Responsibilities to BCFP
  In one fell swoop, the Federal Reserve cleared its desk this week of an assortment of proposed, interim and final rulemaking, all part of earlier efforts to revise and update regulations implementing…
• Non-Conforming Market Keeps Shrinking In 2010 Despite Some Production Gains
  The non-conforming mortgage market saw some modest increases in loan production levels during the second quarter, but not enough to make much of a dent in the overwhelming share of new ori-ginations e…
• MBS & ABS Issuance at a Glance
  One page of issuance data.
• Securitizers, Investors, Mortgage Bankers Seek Changes to SEC’s Reg AB Disclosure Proposal
  Industry groups representing the securitization and investor sectors of the financial services industry seemed to be at odds with mortgage banking interests as the Securities and Exchange Commission w…

• Targeted Firms Cooperating in FHFA Inquiry but Still Open to Challenging Agency’s Subpoena Power
  Defense attorneys say the Federal Housing Finance Agency’s inquiry into whether private issuers of mortgage securities misled Fannie Mae and Freddie Mac into making bad MBS investments could become a…
• New FHA Short Refi Program Expected To Have Modest Impact on MBS Market
  The Obama administration’s latest attempt to help underwater borrowers refinance to a more affordable mortgage may be better designed than earlier efforts, but it’s still likely to have a relatively…
• NY Fed Researchers Suggest Co-op Ownership Could Be the Best Structure for New Securitization Entity
  Researchers at the Federal Reserve Bank of New York say it’s important to preserve the best features of Fannie Mae and Freddie Mac – primarily the standardization and efficiency they brought to the…
• Securitization Rate Remains at Record Level Through Midway Point in 2010
  Securitization continued to finance the overwhelming majority of home mortgages through the first six months of the year, according to a new Inside MBS & ABS analysis. A total of $565.9 billion of new…
• Government Guarantee Will Be Essential in Maintaining TBA Liquidity, Industry Says
  Perhaps the most important element of housing finance reform, as far as securitization groups are concerned, may be keeping open the flow of liquidity through the marketplace, especially when it comes…
• Subprime Volume Indicators and ABX Prices
  Subprime mortgage performance data and ABX pricing.
• News Briefs
  Fewer than half of the respondents to the Federal Reserve’s senior loan officer survey for the second quarter of 2010 indicated that their bank originated nontraditional mortgages. Of 22 banks offeri…
• Fed Proposes Looser Escrow Rules for Jumbo Mortgages
  The Federal Reserve this week proposed loosening required escrow standards for jumbo mortgages. The Fed proposed that lenders must establish an escrow account for property taxes and insurance for jumb…
• Fortress to Acquire American General Finance
  American International Group announced last week that it will sell 80 percent of its subprime mortgage business, American General Finance, to Fortress Investment. “AGF is an exceptional franchise wit…
• Fed Proposes Revision of ‘Higher-Priced’ Definition
  The Fed this week proposed revising the definition of a “higher-priced mortgage” in an effort to ensure that prime loans are not improperly classified as such loans and subject to tougher rules unde…
• Fed Issues Wide-Ranging Ban on YSPs
  The Fed issued a final rule this week prohibiting yield-spread premiums – a loan originator compensation method that consumer advocates claim helped fuel subprime lending. The ban applies to most mor…
• Fed Proposes New Rules for Reverse Mortgages
  The Federal Reserve this week proposed tough new rules for reverse mortgages as well as additional disclosure requirements for the mortgages as part of a revision of its Regulation Z. The Fed said the…
• New Disclosures Required for Alt Mortgages
  The Federal Reserve this week issued an interim rule that revises the disclosure requirements for alternative mortgages. The Fed also proposed stronger disclosure-related protections for borrowers and…
• GSEs Still Purchasing Some Alternative Mortgages
  While Fannie Mae and Freddie Mac largely stopped acquiring subprime and Alt A mortgages by 2009, the government-sponsored enterprises have not completely abandoned the alternative mortgage sector. The…
• Redwood Aiming for Jumbo MBS Issuance in 4Q10
  Redwood Trust is stockpiling jumbo mortgages with the hopes of another non-agency mortgage-backed security issuance in the fourth quarter of this year. The real-estate investment trust is looking to i…
• Resurgence of Non-Agency Originations and Securitization Tied to the Future of the GSEs
  Any resurgence in non-agency mortgage-backed security issuance will have to wait until the federal government decides what to do with Fannie Mae and Freddie Mac, according to industry experts. Panelis…
• FHA Briefs
  The Department of Housing and Urban Development late last week announced the termination of 28 lenders’ approvals to originate and underwrite FHA loans under its Credit Watch initiative. HUD can remo…
• Industry Warns Against Lower Seller Concessions
  Mortgage groups mostly supported the Department of Housing and Urban Development’s proposed changes to FHA underwriting, but industry participants almost unanimously disagreed with lowering allowable…
• Ginnie Market Share Up, Net Worth Hike Coming
  Ginnie Mae’s mortgage-backed security program continued to increase its market share in the first half of 2010, but changes to net worth requirements on MBS issuers coming next month may limit some c…
• FHA Limits LTVs in Refis with 2nd Liens
  The FHA will no longer accept high loan-to-value ratios on rate-and-term refinances in a move that wipes out a vestige of the defunct FHASecure program. In September 2007, the Department of Housing an…
• FHA Premium Changes Delayed One Month
  Department of Housing and Urban Development officials announced last week that it will push back the implementation date for a new premium structure for FHA loans. The multi-step process of tweaking t…
• FHA Rolls Out Short Refi Program
  Details recently emerged about the Obama administration’s new “FHA short refinance” program for borrowers who are current on their loan but owe more than the property is worth. Initial industry rea…
• Reverse Mortgage Guidance
  Member agencies of the Federal Financial Institutions Examination Council have finalized guidance that underscores concerns raised by reverse mortgages. Jointly issued by the Office of the Comptroller…
• Worth Noting
  John Taylor, president and chief executive officer of the National Community Reinvestment Coalition, is fuming at the Obama administration for not having consumer and community advocates as panelists…
• Federal Roundup
  Federal Trade Commission. Credit Reporting Notices. The FTC has proposed changes to the notices that consumer reporting agencies provide to consumers, users and furnishers of credit report information…
• State Roundup
  New York. The NY Department of Banking has adopted new regulations to enhance oversight of mortgage servicers. Among other things, servicers are required to pursue loss mitigation options with homeown…
• Policy Set to Allow Greater Public Input in Implementation of DFA
  The public will have more say in the shaping of rules implementing the Dodd-Frank Wall Street Reform and Consumer Protection Act under a new “open door” policy announced by the Federal Deposit Insur…
• FDIC Division Created to Enforce BCFP’s Consumer Protection Rules
  The Federal Deposit Insurance Corp. last week announced the creation of two new divisions – one responsible for depositor and consumer protection and another to review and oversee systematically sign…
• Third Circuit Reverses Dismissal of RESPA Claim on Procedural Error
  A procedural error led the U.S. Court of Appeals for the Third Circuit to reverse a lower court’s dismissal of a complaint alleging violations of the Real Estate Settlement Procedures Act. In Tubbs v…
• Bank Loses Bid for Declaratory Judgment in City’s Nuisance Suit
  The banking industry lost a round in the legal battle over subprime nuisance claims brought by the City of Cleveland after an Ohio federal court dismissed a bank’s claim for declaratory judgment. In…
• Clarification Sought on New RESPA Guidance
  Industry groups and individual market participants have asked the Department of Housing and Urban Development to clarify certain items in its newly launched monthly feature, “RESPA Roundup.” The pub…
• Fed Issues Proposed, Finalized TILA Rules
  The Federal Reserve last week cleared its disclosure rulemaking agenda under the Truth in Lending Act and the Home Ownership and Equity Protection Act with the issuance of a final rule on loan origina…
• News In Brief
  FHLBank of Seattle is Now Officially Undercapitalized: The Federal Home Loan Bank of Seattle continued to get pounded by... FHFA’s Lockhart Gets a New Gig. So Who Will Replace Him?: Outgoing Federal…
• FHLBanks Oppose Centralized Reporting Function
  The Federal Home Loan Banks and the Office of Finance are opposed to the recommendation of a study the Office of Finance sponsored last year that calls for more centralization of their collective repo…
• Technology Briefs
  Blue Horizon Capital, a private investment firm headquartered in Los Angeles, recently acquired Tustin, CA-based Veri-tax LLC, a provider of tax verification and fraud management solutions to the mort…
• LPS Network Aims at Lower Cost, Better Service
  Lender Processing Services Inc. last week announced plans to create the LPS Strategic Partnership Group, a network of mortgage foreclosure service providers, to lower default-related costs and promote…
• LoanPort Helps Ease Loan Mod Bottleneck
  A collaborative technology project built by mortgage servicers, housing counselors and secondary market investors is helping streamline the cumbersome process of tailoring loss mitigation strategies f…
• MERS Conflict Lives on in New England
  Maine became the latest state to come down against the Mortgage Electronic Registration System on the question of whether MERS, as “nominee” for the lender under the mortgage, has standing to initia…
• Loan Mod Dropouts Rise, Will Outpace New Trials
  The Obama administration’s housing rescue efforts continue to generate uneven results. Almost half of the homeowners who are trying to tap into the Home Affordable Modification Program have been drop…
• Banks Build Up Repurchase Reserves
  Large bank mortgage lenders face “an extremely adverse scenario” if Fannie Mae and Freddie Mac push back a significant share of the defective mortgages they have on their books, according to a Fitch…
• Industry Sees Quicker Progress to Paperless
  Mortgage industry professionals see the industry moving more quickly to a paperless environment than they did two years ago, according to the latest “path to paperless” survey by Xerox Mortgage Serv…
• Production Earnings Decline in 2Q10 Despite Increased Origination Volume
  Mortgage bankers reported mixed results on the profitability of their loan origination businesses during the second quarter, but the overall direction pointed to lower earnings on increased volume. An…
• Quarterly Rankings: Top Ginnie Mae Issuers 2Q10
  Top Ginnie Mae issuers by volume with market share and change percentages.
• Quarterly Rankings: Securitization Rates for Home Mortgages 2001-2Q10
  Securitization Rates as well as total MBS issuance and estimated originations. With total, conforming, prime/jumbo, sub/alt A, FHA/VA and seconds breakdowns.
• Quarterly Rankings: Top FHA Lenders 2010
  Top 50 FHA lenders by volume.
• Quarterly Rankins: Top VA Lenders in 2010
  Top 20 VA lenders by volume.
• Government Activity in Agency MBS Market
  MBS purchases and sales by the government entities through August 2009.

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banks.com

fool.com

• What's the Best ETF Right Now?
  ... ) , which invests in a wide range of government, mortgage, and corporate bonds
• Amass Your Fortune With These Top Stocks
  ...% from last year, suggesting the mortgage trouble it got itself into is becoming more a thing of the past
• How to Win at the ETF Game
  ... ) should provide wide exposure to the domestic bond market, including Treasuries, mortgage-backed securities, and corporate bonds
• Why We're Buying Philip Morris International
  .... Packing a 15.9% dividend yield, Annaly is a REIT that invests in mortgage-backed securities guaranteed by
• Rep. Ron Paul: Financial Reform Solved Nothing
  ...? What should we do with Fannie Mae and Freddie Mac? Rep. Ron Paul: Sell it because the majority of mortgages are probably still pretty good
• The Popular Lunacy of Blaming Those Lazy Unemployed
  .... From carpenters at KB Homes (NYSE: KBH ) and Pulte (NYSE: PHM ) to mortgage bankers at Wells Fargo
• 7 Stocks Raising Another Red Flag
  .... When the extent of their exposure to structured mortgage securities came to light during the credit
• Robert Shiller: "More than a 50% Chance" for a Double Dip
  ... to have inflation protection built into mortgages and other debts. Schonberger: Is inflation protection for mortgages and other debt something that you would advocate that the government undertake…
• Forget Treasuries. Buy Convertibles Instead.
  ... ) and Anworth Mortgage (NYSE: ANW ) , for instance, have convertible preferred issues outstanding
• Hudson City Bancorp's Dividends May Not Last Forever
  ... ) . What's on the surface? Hudson City Bancorp, which operates in the thrifts and mortgage finance industry, currently pays a dividend of 5